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 Old VAG's,mods and insurance...

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OwainMK1
VAG Whore
OwainMK1

Number of posts : 1464
Ride : MK1 Golf Gti + MK5 Golf Gti
Registration date : 2009-05-17

Old VAG's,mods and insurance... - Page 2 Empty
PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 16:06

pull the plug before it reaches the limit some would do. Not me as i'm a law obiding citizen !
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Luke_MK1
VAG Wales Moderator
Luke_MK1

Number of posts : 2679
Ride : Mk2 GTI - Citroen C5
Registration date : 2009-04-11

Old VAG's,mods and insurance... - Page 2 Empty
PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 16:12

haha, so HIC only do millage Limits, as im screwed :@

Also what difference does it make on insurance ?

Like having it with a limit lower or higher cost ?

Thanks Luke
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http://www.oes-uk.com
Martian
Scene Mincer
Martian

Number of posts : 601
Ride : MK2F polo Saloon
Registration date : 2009-05-16

Old VAG's,mods and insurance... - Page 2 Empty
PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 16:14

been quoted over 7000 for fully comp classic cover on the jetta.LOLSOCKS!
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VWGOLFXX
Keyboard Warrior
VWGOLFXX

Number of posts : 82
Ride : Golf MK4 GTI
Registration date : 2008-11-01

Old VAG's,mods and insurance... - Page 2 Empty
PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 16:15

Luke_MK3 wrote:
Brentcare are Bullshit, gotta be 19, Wankers!!!

Adrian Flux, well they put me through to someone else, so going to ring them up again lol

cheapest ive had from the website he put me through too is 2043 @ with mods declared

EDIT

Adrian Flux - 2033.60 308.79 - 9installments 221.64 on a provisional license

Any advice on getting it cheaper :@

Ye you have to be 19 with 1NCB and held insurance in your own name :<
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OwainMK1
VAG Whore
OwainMK1

Number of posts : 1464
Ride : MK1 Golf Gti + MK5 Golf Gti
Registration date : 2009-05-17

Old VAG's,mods and insurance... - Page 2 Empty
PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 16:16

Thats not all they do, they do the standard cover mileage aswell ye. Less mileage you do the cheaper, Before I used to stick the the 10k average mileage when i was using it as a daily.
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keith_lemon
VAG Whore


Number of posts : 1654
Ride : bahh
Registration date : 2008-06-09

Old VAG's,mods and insurance... - Page 2 Empty
PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 18:54

out of curiosity what info are you giving the insurer about urself:-
points
age
ncb
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Martian
Scene Mincer
Martian

Number of posts : 601
Ride : MK2F polo Saloon
Registration date : 2009-05-16

Old VAG's,mods and insurance... - Page 2 Empty
PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 18:57

Points - 0 as i dont have any
Age - 19 as i am
NCB - 0 As i have none...
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keith_lemon
VAG Whore


Number of posts : 1654
Ride : bahh
Registration date : 2008-06-09

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PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 19:07

well ur pretty fucked then aren`t ya...

i was paying 800 bar on a 205xs at ur age, then a grand on a Renault 19... suppose thats just the cost to be fair.

why not print ur own policy like i do.
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Martian
Scene Mincer
Martian

Number of posts : 601
Ride : MK2F polo Saloon
Registration date : 2009-05-16

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PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 19:11

PRINT my OWN policy?
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keith_lemon
VAG Whore


Number of posts : 1654
Ride : bahh
Registration date : 2008-06-09

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PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 19:17

yeah, lol..

me and owe we both print our own off!
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Martian
Scene Mincer
Martian

Number of posts : 601
Ride : MK2F polo Saloon
Registration date : 2009-05-16

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PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 19:19

tell you what
I'lll get my crayons out and make me a policy
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keith_lemon
VAG Whore


Number of posts : 1654
Ride : bahh
Registration date : 2008-06-09

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PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 19:20

would be cheaper.

when i say print, i mean we have paperless polices and when ever we need our docs we print them off..

u wana see?
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Martian
Scene Mincer
Martian

Number of posts : 601
Ride : MK2F polo Saloon
Registration date : 2009-05-16

Old VAG's,mods and insurance... - Page 2 Empty
PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 19:21

ahh yeah,i had that on the saxo with 1stCentral
wont make it cheaper ddo Sad
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keith_lemon
VAG Whore


Number of posts : 1654
Ride : bahh
Registration date : 2008-06-09

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PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 19:25

prob bout a fiver lol..

i just done a quote on compare the market for a 16v mk2 golf gti, with my age set to 19 with nill NCB etc - was slightly scary - think best was 2.5k...

after that i done a quote on a fully modifed mk2 VR6 with my true circumstances, with all mods declared cheapest was 460 quid.


i think we should start a thread everyone tries to insure the same motor with their current circumstances and the highest is the winner.
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owe
Keyboard Warrior
owe

Number of posts : 179
Ride : renault 5 gt turbo
Registration date : 2008-11-30

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PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 19:49

M1VTR wrote:
Points - 0 as i dont have any
Age - 19 as i am
NCB - 0 As i have none...

u gotta expect to pay alot at that age with no ncb, wen i was 19 an got my first car with no ncb i was payin 1500 ona
1.4 ax gt
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Martian
Scene Mincer
Martian

Number of posts : 601
Ride : MK2F polo Saloon
Registration date : 2009-05-16

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PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 19:52

owe wrote:
M1VTR wrote:
Points - 0 as i dont have any
Age - 19 as i am
NCB - 0 As i have none...

u gotta expect to pay alot at that age with no ncb, wen i was 19 an got my first car with no ncb i was payin 1500 ona
1.4 ax gt
i dont mind paying that much,just the whole deposit rubbish
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owe
Keyboard Warrior
owe

Number of posts : 179
Ride : renault 5 gt turbo
Registration date : 2008-11-30

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PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 20:01

i dunno if its true but i remember hearin that moneysaving expert guy on radio 2 saying that if ur young an paying a huge insurance premium u'd better off getting a credit card an paying it off in one go then paying the cc installments as they wud have a lower apr than the insurance loan company. as i said dunno how true this is now in the current finacial climate but its something to look into.
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Martian
Scene Mincer
Martian

Number of posts : 601
Ride : MK2F polo Saloon
Registration date : 2009-05-16

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PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 20:03

well,i cant get a quote thats not under 1.5K that dosent want a deposit
bye bye Jetta

there's no way in hell i'm touching a credit card
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owe
Keyboard Warrior
owe

Number of posts : 179
Ride : renault 5 gt turbo
Registration date : 2008-11-30

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PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 20:09

well to be honest all ur doing wen paying in installments is getting a loan of some credit company so why not go see ur bank an see them about getting a loan
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Martian
Scene Mincer
Martian

Number of posts : 601
Ride : MK2F polo Saloon
Registration date : 2009-05-16

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PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 20:11

they wont touch me lol,allready tried
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keith_lemon
VAG Whore


Number of posts : 1654
Ride : bahh
Registration date : 2008-06-09

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PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 20:18

its because the jetta is the 1.8 i am sure, try using a 1.3s number plate for a quote.
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Martian
Scene Mincer
Martian

Number of posts : 601
Ride : MK2F polo Saloon
Registration date : 2009-05-16

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PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 20:34

ok,now i'm confused
just did a quote on a 2000 1.8 306 XS
930 odd...wtf?
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keith_lemon
VAG Whore


Number of posts : 1654
Ride : bahh
Registration date : 2008-06-09

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PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptyFri Jun 19 2009, 20:37

newer, french, non scene. - newer means less injury claims etc due to passenger airbags etc.

vw insurance is always higher as vw parts are more expensive, and the rule was/is only the rich or well off buy new vws

my crystal ball sees a 106 derv coming your way lol
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stickygreen
VAG Wales Admin
stickygreen

Number of posts : 1038
Ride : MK1 Golf Gti , Bora Tdi ::Unit-13[dot]com::
Registration date : 2008-02-08

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PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptySun Jun 21 2009, 11:12

direct line - under your mums name (still get your no claim bonus) - Dont declare mods Cool

im only paying 640 a year fully comp in my name aye w/ 3 points Razz

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Martian
Scene Mincer
Martian

Number of posts : 601
Ride : MK2F polo Saloon
Registration date : 2009-05-16

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PostSubject: Re: Old VAG's,mods and insurance...   Old VAG's,mods and insurance... - Page 2 EmptySun Jun 21 2009, 11:15

stickygreen wrote:
direct line - under your mums name (still get your no claim bonus) - Dont declare mods Cool

im only paying 640 a year fully comp in my name aye w/ 3 points Razz
mums words
"no fucking chance,you'l crash and i'll have to pay more and loose my NCB"
Women... Rolling Eyes
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