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Luke_MK1
VAG Wales Moderator
Luke_MK1

Number of posts : 2679
Ride : Mk2 GTI - Citroen C5
Registration date : 2009-04-11

Insurance ? Empty
PostSubject: Insurance ?   Insurance ? EmptySat Jun 20 2009, 20:55

Just a quick question

The prices ive been getting have been for a provisional driving license, with modifications declared

So when i pass if i dont have provisional insurance will it be more likely to be cheaper ?

And finally if i was to convert my engine to a GT would i need it declared etc to drive to germany ?

Thanks Luke
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matt
The Guv'nor
matt

Number of posts : 3456
Ride : lupo gti with a bit of a kick
Registration date : 2008-02-03

Insurance ? Empty
PostSubject: Re: Insurance ?   Insurance ? EmptySat Jun 20 2009, 20:58

all mods need to be declared

_________________
Insurance ? Peter

20v-turbo
Quote :
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Luke_MK1
VAG Wales Moderator
Luke_MK1

Number of posts : 2679
Ride : Mk2 GTI - Citroen C5
Registration date : 2009-04-11

Insurance ? Empty
PostSubject: Re: Insurance ?   Insurance ? EmptySat Jun 20 2009, 20:59

ok thats fine by me,

How would i go about telling the DVLA and insurance that ive GT'ed my car ??

i know there a form to fill in but need more exact information if possible

Thankyou Luke
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keith_lemon
VAG Whore


Number of posts : 1654
Ride : bahh
Registration date : 2008-06-09

Insurance ? Empty
PostSubject: Re: Insurance ?   Insurance ? EmptySat Jun 20 2009, 21:10

i think insurance will be more expensive when you are unsupervised. are you adding another name on the ploicy as a supervisor? maybe i could be wrong and this will be your first years premium

to inform dvla all you need do is change the engine number and CC on the V5c and

insurances work in different ways re engine mods - some ask for engineers reports that the vehicle is able to handle the extra power eg brakes etc etc - other just take your word for it (these are the ones that will try to widdle out of a claim)

to drive to europe you will need european cover, you need to ask if your insurer does this when taking the policy out, and to be covered in any country the engine mod would need declaring not just for germany (???? why do you stipulate germany)
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Luke_MK1
VAG Wales Moderator
Luke_MK1

Number of posts : 2679
Ride : Mk2 GTI - Citroen C5
Registration date : 2009-04-11

Insurance ? Empty
PostSubject: Re: Insurance ?   Insurance ? EmptySat Jun 20 2009, 21:44

Ok then france, Germany and maybe a few others

Yeah thinking of putting my mum and dad on the insurance i know that will knock is down by like 10% Very Happy

Any insurers you recomend for a 17 year old that have European cover and take engine swaps under the policy

thankyou Luke
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owe
Keyboard Warrior
owe

Number of posts : 179
Ride : renault 5 gt turbo
Registration date : 2008-11-30

Insurance ? Empty
PostSubject: Re: Insurance ?   Insurance ? EmptySat Jun 20 2009, 21:50

17 year old? engine swaps? thats gona cost some big bucks
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Luke_MK1
VAG Wales Moderator
Luke_MK1

Number of posts : 2679
Ride : Mk2 GTI - Citroen C5
Registration date : 2009-04-11

Insurance ? Empty
PostSubject: Re: Insurance ?   Insurance ? EmptySat Jun 20 2009, 21:52

Aye i know,

depends how i find the 1 Litre

Insurance is goign to be around 1600 to 1600 im hoping ill then save an get the engine sorted
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keith_lemon
VAG Whore


Number of posts : 1654
Ride : bahh
Registration date : 2008-06-09

Insurance ? Empty
PostSubject: Re: Insurance ?   Insurance ? EmptySat Jun 20 2009, 21:54

the fiddle with prices is to add a female, mature driver - dont bother with the males.

bell direct used to be a good un, also has a 10mth bonus acelerator, thing with insurers you will find that most are the same company

admiral
bell direct
shielas wheels
elephant

are the same company, but the prices vary from each one.. weird..

the way i was taught years ago was when ringing around (yes years ago) was to look for the postcode on the advert in the yellow pages and if its in the same building its the same company lol... now its obviously a bit easier with the compare sites
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Luke_MK1
VAG Wales Moderator
Luke_MK1

Number of posts : 2679
Ride : Mk2 GTI - Citroen C5
Registration date : 2009-04-11

Insurance ? Empty
PostSubject: Re: Insurance ?   Insurance ? EmptySat Jun 20 2009, 21:58

Aye, my dad works for Natwest, which is part of RBS which ios part of MANY MANY different companies, hes trying to get me staff discount, we are awaiting the response
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Martian
Scene Mincer
Martian

Number of posts : 601
Ride : MK2F polo Saloon
Registration date : 2009-05-16

Insurance ? Empty
PostSubject: Re: Insurance ?   Insurance ? EmptySat Jun 20 2009, 22:01

Luke_MK3 wrote:
Aye i know,

depends how i find the 1 Litre

Insurance is goign to be around 1600 to 1600 im hoping ill then save an get the engine sorted
#1600 on a 1litre...shiznit the bed dude!
i thought my quotes were bad...but not as bad as this lol
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keith_lemon
VAG Whore


Number of posts : 1654
Ride : bahh
Registration date : 2008-06-09

Insurance ? Empty
PostSubject: Re: Insurance ?   Insurance ? EmptySat Jun 20 2009, 22:04

its almost like they are pricing you lot off the roads.
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Luke_MK1
VAG Wales Moderator
Luke_MK1

Number of posts : 2679
Ride : Mk2 GTI - Citroen C5
Registration date : 2009-04-11

Insurance ? Empty
PostSubject: Re: Insurance ?   Insurance ? EmptySat Jun 20 2009, 22:06

with Mods, if you can tell me some insurance company's then i may get it cheaper
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Cymro
VAG Wales Admin
Cymro

Number of posts : 2222
Ride : Mk2 Polo "Fern", Kia Sportage
Registration date : 2008-03-26

Insurance ? Empty
PostSubject: Re: Insurance ?   Insurance ? EmptySat Jun 20 2009, 22:10

If the car was a 1.3 to start with then you can get away with it. but on a 1 you would need to declare the change and thats when this happens Insurance ? 80167

but saying that the engines do look very similar... Ninja and if you did crash you would have to be very unlucky to get a insurance inspector that knew the difference between the engines.

but still you should still declare it as you would with any modification.

_________________
"If my calculations are correct, when this baby hits eighty-eight miles per hour... you're gonna see some serious shit"

McLOVIN - RE: Polo Show 2011 - There was a ginger alert at the gate?? Man that place is well ahead of the times, next they'll be installing gas fittings into the shower heads in the gingers showers...

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Last edited by Cymro on Sat Jun 20 2009, 22:13; edited 1 time in total
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Luke_MK1
VAG Wales Moderator
Luke_MK1

Number of posts : 2679
Ride : Mk2 GTI - Citroen C5
Registration date : 2009-04-11

Insurance ? Empty
PostSubject: Re: Insurance ?   Insurance ? EmptySat Jun 20 2009, 22:12

nah Gt has the p;ace for carbs mine doesnt and the airbox well :@

ive tried that trick Very Happy
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OwainMK1
VAG Whore
OwainMK1

Number of posts : 1464
Ride : MK1 Golf Gti + MK5 Golf Gti
Registration date : 2009-05-17

Insurance ? Empty
PostSubject: Re: Insurance ?   Insurance ? EmptySat Jun 20 2009, 22:12

Driven allsorts of cars over 10 year and never declared anything on insurance, maby some wheels thats about it. Drove a 2l 16v nova without declaring it while it was down as an sr. If you do, then obviously your premium is goin higher.
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keith_lemon
VAG Whore


Number of posts : 1654
Ride : bahh
Registration date : 2008-06-09

Insurance ? Empty
PostSubject: Re: Insurance ?   Insurance ? EmptySat Jun 20 2009, 22:15

worst thing is when you buy a car thats already been converted and the ex owner has done it all by the book - like mine ... but the cost is negligible at about 350 i think lol
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