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 Classic Insurance...

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5 posters
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Martian
Scene Mincer
Martian


Number of posts : 601
Ride : MK2F polo Saloon
Registration date : 2009-05-16

Classic Insurance... Empty
PostSubject: Classic Insurance...   Classic Insurance... EmptyTue Jun 16 2009, 08:23

Well,i'm looking into getting a MK2 GTi..but i'm not looking forward to the insurance quotes....so i thought what about classic Insurance?Would a MK2 GTi qualify for it?And do you have to meet a certain criteria (over 25,been driving for X amount of years etc) or not?
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hodge112
VAG Whore
hodge112


Number of posts : 1346
Ride : mk1 golf, lupo 1.4s, mk2 golf driver
Registration date : 2009-02-03

Classic Insurance... Empty
PostSubject: Re: Classic Insurance...   Classic Insurance... EmptyTue Jun 16 2009, 08:43

when i looked the car had to be over 25 years old and the driver over 21 or 25 depends where you call tbh

try footman james, they wernt great for me (wernt the worst) but ive heard good things when nosing on beetle forums etc lol
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Marc VW
VAG Resident
Marc VW


Number of posts : 407
Ride : Seat Leon TFSI
Registration date : 2009-03-04

Classic Insurance... Empty
PostSubject: Re: Classic Insurance...   Classic Insurance... EmptyTue Jun 16 2009, 10:19

well i sold my mk2 gti to a m8 and he managed to get semi classic insurance on it
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http://MarcVanWeert@talktalk.net
Martian
Scene Mincer
Martian


Number of posts : 601
Ride : MK2F polo Saloon
Registration date : 2009-05-16

Classic Insurance... Empty
PostSubject: Re: Classic Insurance...   Classic Insurance... EmptyTue Jun 16 2009, 10:20

Semi classic?
So half the car was classic and the rest was modern?
lol
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Marc VW
VAG Resident
Marc VW


Number of posts : 407
Ride : Seat Leon TFSI
Registration date : 2009-03-04

Classic Insurance... Empty
PostSubject: Re: Classic Insurance...   Classic Insurance... EmptyTue Jun 16 2009, 10:22

yea dont quite know how it worked but thats what he told me he got cauz he didnt pay that much insurance on it and he was 21 at the time
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http://MarcVanWeert@talktalk.net
hodge112
VAG Whore
hodge112


Number of posts : 1346
Ride : mk1 golf, lupo 1.4s, mk2 golf driver
Registration date : 2009-02-03

Classic Insurance... Empty
PostSubject: Re: Classic Insurance...   Classic Insurance... EmptyTue Jun 16 2009, 10:25

think thats what footman james were on about with me, it would be semi classic, because i was under 25 but because it was semi classic they wouldnt take my no claims
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owe
Keyboard Warrior
owe


Number of posts : 179
Ride : renault 5 gt turbo
Registration date : 2008-11-30

Classic Insurance... Empty
PostSubject: Re: Classic Insurance...   Classic Insurance... EmptyTue Jun 16 2009, 13:08

i think my r5 is on a classic policy with these HIC
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Marc VW
VAG Resident
Marc VW


Number of posts : 407
Ride : Seat Leon TFSI
Registration date : 2009-03-04

Classic Insurance... Empty
PostSubject: Re: Classic Insurance...   Classic Insurance... EmptyTue Jun 16 2009, 13:46

hodge that sounds anout right i think if i remember i think it was only if you did as certain mileage aswell like 3000 a year or summit
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http://MarcVanWeert@talktalk.net
keith_lemon
VAG Whore



Number of posts : 1654
Ride : bahh
Registration date : 2008-06-09

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PostSubject: Re: Classic Insurance...   Classic Insurance... EmptyTue Jun 16 2009, 16:24

also try brentacre, but hic i am with also
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Martian
Scene Mincer
Martian


Number of posts : 601
Ride : MK2F polo Saloon
Registration date : 2009-05-16

Classic Insurance... Empty
PostSubject: Re: Classic Insurance...   Classic Insurance... EmptyFri Jun 19 2009, 18:36

best quote so far is 1300 with Flux direct
but they want a deposit
GRRRR
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keith_lemon
VAG Whore



Number of posts : 1654
Ride : bahh
Registration date : 2008-06-09

Classic Insurance... Empty
PostSubject: Re: Classic Insurance...   Classic Insurance... EmptyFri Jun 19 2009, 18:45

of course they will want a deposit if your paying in instalments.

i have not told you this nor do i condone it but:-

miles under 4k = V low premiums = nor do i condone mileage fraud to keep the miles below 4k for the duration
not using the car to commute to work (SDP not SDP+C)= low premiums
no mods = low premiums
adding an older more experienced female driver to the policy (especially if an admiral group insurer) = low premiums


classic car polices are usually for those who pull them out to drive once or twice a year and already have a daily policy so to speak - also if your using the car to go to work you WILL NOT BE COVERED if the commuting part of the policy is not included...

for the car you describe, nothing major in the way of mods i think your best tinkering with compare the meerkat or the like.


OWE..... do you have commuting on your R5s policy?
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Martian
Scene Mincer
Martian


Number of posts : 601
Ride : MK2F polo Saloon
Registration date : 2009-05-16

Classic Insurance... Empty
PostSubject: Re: Classic Insurance...   Classic Insurance... EmptyFri Jun 19 2009, 18:49

a few places don't want a deposit...
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keith_lemon
VAG Whore



Number of posts : 1654
Ride : bahh
Registration date : 2008-06-09

Classic Insurance... Empty
PostSubject: Re: Classic Insurance...   Classic Insurance... EmptyFri Jun 19 2009, 18:52

lol its been so long since ive payed by instalments TBH ha - i remember the old AXA insurance never used to.

infact AXA used to be dirt cheap, think the Motorvehicle branch went bust tho
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owe
Keyboard Warrior
owe


Number of posts : 179
Ride : renault 5 gt turbo
Registration date : 2008-11-30

Classic Insurance... Empty
PostSubject: Re: Classic Insurance...   Classic Insurance... EmptyFri Jun 19 2009, 19:53

yeh i got commuting but ive signed a limited milage decleration of 6k only done 3k so far tho lol an its up in 3/4 months
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keith_lemon
VAG Whore



Number of posts : 1654
Ride : bahh
Registration date : 2008-06-09

Classic Insurance... Empty
PostSubject: Re: Classic Insurance...   Classic Insurance... EmptyFri Jun 19 2009, 20:16

that soon... holy shiznit

i also have a limited miles policy, but i never signed f**k all like... (but you and i know ive not gone over my 3k a year)
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